Business Checking Accounts

Delegate money like a boss.

Business Checking Accounts
Business Checking Options
Small BusinessChecking

For small businesses and nonprofits that maintain low balances and have few transactions.


  • $2,000 monthly average balance required to avoid monthly service charges
    • $2,000 and over: none
    • $1,000–$1,999: $6
    • $500–$999: $8
    • $1–$499: $10
  • First 100 checks and debits are free, and all deposited foreign items are .06¢ each
  • Business online banking2

An account for businesses with ample monthly balances and a high number of transactions.


  • $10 maintenance fee
  • Checks are .16¢ each, deposits are .20¢ each, and all deposited foreign items are .06¢ each
  • The earnings credit rate is based on market rates and applied to the average balance1
  • Business online banking2
  • Cash management services2
Business Money Market

An account that allows businesses to save and earn interest on excess funds.


  • $2,500 minimum balance –or– $10,000 average balance to avoid a $10 monthly service charge
  • No charge for the first six (6) withdrawals per month. $5 charge for each additional check or withdrawal3
  • Interest is calculated on average balance over $2,500 and is compounded and credited to the account monthly1
    • $2,500 – $9,999
    • $10,000 – $49,999
    • $50,000 – $99,999
    • $100,000 and over
  • Business online banking2
  • Cash management services2
  • 1 Earnings credit and interest rates are subject to change after the account is opened.
  • 2 See fee schedule for pricing.
  • 3 Up to six withdrawals or transfers, including preauthorized, automatic or telephone transfers, are allowed per monthly statement cycle.


Business banking with benefits.

ASB business accounts offer numerous features that help you and your employees manage day-to-day spending and saving.

Don’t be limited by cash or checks. Make purchases in person, online or over the phone with your debit card. Withdrawal cash up to $500 per day, and make purchases up to $3,000 per day.

Experience the freedom to manage your accounts from your computer or phone, virtually anywhere.

Make the switch to paperless statements and get them emailed to you directly.

Save yourself a trip to the bank. Make deposits from your mobile device by submitting photos of your check. It’s that easy!

Pay bills online and never worry about your checks arriving in the mail on time. (Besides, writing checks can cramp your hand, not to mention your style.)

By having paychecks deposited directly into your account, you can save time and gas. That’s one less trip to the bank.

No computer? No problem. You can hear about your current statements and transactions over the phone. Call 316.733.7099 or 866.733.7099 and follow the instructions.

If you accidentally spend more money than you have in your account, we transfer funds from another account so your balance stays positive.

Invest in Freedom

Freedom to focus.

Skip a trip to the bank. Instead, you can use that time to keep growing your business. Close another deal. Make a new connection. Nurture a customer relationship. Online banking gives you the freedom to be more productive. Discover our mobile banking app.

Learn More

Account Security

You’re protected.

At Andover State Bank, we are committed to providing a secure environment for your business finances. Run your business with peace of mind. We’ve got this.

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