Resources

Rates and Fees

Deposit Rates
ProductAPY*Average daily balance required to obtain APY*
Boost Checking0.05%$1,000
Propel Checking0.10%$2,500
Money Market Account0.20%Over $100,000
0.15%Over $50,000
0.10%Over $10,000
0.05%Over $2.500
Relationship Money Market0.30%Over $100,000
0.20%$0-$99,999.99
Strive Savings0.05%$100
Achieve Savings0.10%$10,000
Mortgage Rates
TermInterestAPR (Annual Percentage Rate)
10 years5.125%5.278%
15 years5.000%5.107%
20 years5.000%5.084%
30 years5.500%5.564%
Certificates of Deposit (CDs)
TermAPY*Minimum Balance
90-day CD0.50%$2,500
180-day CD0.60%$2,500
1-yr CD1.00%$1,000
2-yr CD1.35%$1,000
3-yr CD1.45%$1,000
4-yr CD1.55%$1,000
5-yr CD1.55%$1,000
*SpecialsAPY*Minimum Balance
6-mo2.50%$25,000
13-mo2.00%$25,000
24-mo Jump1.50%$25,000
Learn More
Individual Retirement Accounts (IRAs)
TermAPY*Minimum Balance
12-month CD0.25%$1,000
24-month CD0.35%$1,000
36-month CD0.40%$1,000
48-month CD0.45%$1,000
60-month CD0.50%$1,000
Learn More
Health Savings Accounts (HSAs)
TierRate
$0 - $999.990.05%
$1,000 and up0.10%
Learn More

*Annual Percentage Yields (APYs) quoted are accurate as of 1/22/2021 and are subject to change without notice. Rates may change after the account is opened. Fees could reduce earnings. Penalties for early withdrawals.

Join our team

Younity starts here. Get more customer stories, news and offers delivered direct.