Home Loans
Buy or refi. Make your move.
Discover affordable, stress-free financing for the home of your dreams. When it comes to lending, we combine great mortgages with the white-glove service you’d expect from a private bank.
Unbeatable rates- Stress-free financing
- Advice at every step
- Prequalified in 24 hours
Unlock lending expertise.
There’s no better home loan guide than Christy Almquist at Andover State Bank. With over 20 years of experience, she takes pride in creating mortgage solutions that not only help you achieve your goals, but also make you feel valued.
Explore our mortgage solutions.
An adjustable-rate mortgage has low initial rates, which helps you save money upfront. A fixed-rate mortgage comes with a predictable interest rate so you can plan your budget accurately.
Our construction loans simplify the approval and closing process. Then you can start focusing on what’s important — building your new home or remodeling your current one.
Discover financing that’s convenient, fast and pain-free. We offer medical doctors and residents home loans up to $750,000. Find out if you qualify for a doctor home loan.
Jumbo loans come with higher limits than conventional loans. If you’re looking to buy a luxury property or finance extensive remodeling, we can supply a loan that measures up.
FHA loans are insured by the Federal Housing Administration. They’re popular among our first-time homebuyers because of the low down payments and low rates.
Andover State Bank is proud to offer VA loans to service members. With a VA loan, eligible veterans can build, buy, remodel or refinance a home with no down payment.
If you’re in the market for a second home, we provide conventional and jumbo mortgages to turn your favorite destination into a place of residence.
Conventional loans are also available for qualified customers who want to purchase land or invest in a rental property.
Estimate your mortgage payment.
Our mortgage calculators make number crunching easy. Discover what you can afford by estimating your monthly payment, APR, and even the cost difference between owning and renting.
Calculate my mortgage
Checklist for mortgage preapproval.
- Social Security number
- Government-issued ID
- Pay stubs, W-2s, or other proof of income
- Bank and investment account statements
- Tax returns
- Employment information
- List of debts
