Checking Accounts

Compare the perks.

FreeCheckingCash BackCheckingInterestCheckingPremierRelationship Checking
Minimum to open$25$25$100$100
Minimum balance requiredNoneNone$500None
Interest earned1NoneNoneInterest with $1,000 average balanceInterest with $2,500 average balance
Monthly maintenance charge$0$0$10*$8* (or $0 while maintaining $10,000 in combined account balances)
Free online banking and bill pay
Free ATM/debit card
Unlimited check writing
Monthly statementsElectronic statements required; paper statements $2/monthElectronic statements required; paper statements $2/month
Free official checks
Free checks2
Preferred rates on consumer loans
Free ATM usageUnlimited
Free value checking account
Withdrawal from any one CD without penaltyUp to $2,500
  • *Charge applies if balance falls below minimum monthly requirement.
  • 1 Interest varies and is subject to change.
  • 2 Free checks are limited to basic Andover State Bank checks.
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