Business Checking Accounts

Delegate money like a boss.

Business Checking Accounts
Business Checking Options
Free Business Checking

For small to medium-sized businesses with low-to-moderate account activity.

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  • Minimum to open is $100
  • No monthly maintenance fee
  • 100 free items per month, $0.15 per item1 thereafter
  • Paper statements, $5 per month
  • Three (3) free ATM withdrawals per month
  • Free electronic services2
Business Interest Checking

For small to medium-size businesses that would like to earn interest on balances.

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  • Minimum to open is $100
  • $5,000 monthly average balance to avoid a $5 monthly maintenance fee
  • 50 free items per month, $0.20 per item1 thereafter
  • Interest earned3
  • Paper statements, $5 per month
  • Free electronic services2
Nonprofit Checking

For nonprofit businesses as defined by the IRS.

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  • Minimum to open is $100
  • No monthly maintenance fee
  • No transaction fees
  • Unlimited ATM withdrawals per month
  • Paper statements, $5 per month
  • Free electronic services2
Treasury Management Checking

For businesses that have a large volume of transactions.

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  • Minimum to open is $100
  • $10 monthly maintenance fee
  • Transaction fees:
    • $0.15 per each debit item
    • $0.10 per each credit item
    • $0.05 per each foreign deposited item
  • Earnings credit3
  • E-statements or paper statements
  • Account analysis
  • Free electronic services2
Business Sweep Account

For clients interested in maximizing account earnings by sweeping excess balances.

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  • Interest earned3
  • Minimum target balance of $50,000 in linked operating account
  • No transaction fees
  • E-statements or paper statements
  • Free electronic services2
Business Money Market

For businesses interested in saving and earning interest on excess funds.

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  • Minimum to open is $100
  • $2,500 minimum balance or $10,000 average balance to avoid $10 monthly service charge
  • No charge for the first six (6) withdrawals per month, $5 per withdrawal thereafter
  • Interest earned3 on balances over $2,500:
    • $2,500 – $9,999
    • $10,000 – $49,999
    • $50,000 – $99,999
    • $100,000 and over
  • E-statements or paper statements
  • Free electronic services2

1 Per item charges apply to debits, credits, and deposits, including checks, electronic debits, and electronic credits.

2 Electronic services include online banking, online bill pay, electronic statements, mobile deposits, and debit/credit cards (must qualify).

3 Earnings credit and interest rates are subject to change after the account is opened.

Features

Business banking with benefits.

ASB business accounts offer numerous features that help you and your employees manage day-to-day spending and saving.

Don’t be limited by cash or checks. Make purchases in person, online or over the phone with your debit card. Withdrawal cash up to $500 per day, and make purchases up to $3,000 per day.

Experience the freedom to manage your accounts from your computer or phone, virtually anywhere.

Make the switch to paperless statements and get them emailed to you directly.

Save yourself a trip to the bank. Make deposits from your mobile device by submitting photos of your check. It’s that easy!

Pay bills online and never worry about your checks arriving in the mail on time. (Besides, writing checks can cramp your hand, not to mention your style.)

By having paychecks deposited directly into your account, you can save time and gas. That’s one less trip to the bank.

No computer? No problem. You can hear about your current statements and transactions over the phone. Call 316.733.7099 or 866.733.7099 and follow the instructions.

If you accidentally spend more money than you have in your account, we transfer funds from another account so your balance stays positive.

Invest in Freedom

Freedom to focus.

Skip a trip to the bank. Instead, you can use that time to keep growing your business. Close another deal. Make a new connection. Nurture a customer relationship. Online banking gives you the freedom to be more productive. Discover our mobile banking app.

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Account Security

You’re protected.

At Andover State Bank, we are committed to providing a secure environment for your business finances. Run your business with peace of mind. We’ve got this.

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