Checking Accounts

Compare the perks.

Product
Features
FreeCheckingInterestCheckingPremierRelationship Checking
Minimum
to open
$25$100$100
Minimum
balance
required
None$500None
Interest earned1NoneInterest with $1,000 average balanceInterest with $2,500 average balance
Monthly
maintenance
charge
$0$10*$8* (or $0 while maintaining $10,000 in combined account balances)
Free online
banking and
bill pay
Free
ATM/debit
card
Unlimited
check writing
Monthly
statements
Electronic statements required; paper statements $2/month
Free
official
checks
Free checks2
Preferred
rates on
consumer
loans
Free ATM
usage
Unlimited
Free value
checking
account
Withdrawal
from any one
CD without
penalty
Up to $2,500
  • *if balance falls below minimum balance requirements.
  • 1 Interest varies and is subject to change.
  • 2 Free checks are limited to basic Andover State Bank checks.
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