Personal Checking Accounts
| Product Features | Spark Free Checking |
Drive Value Checking |
Boost Interest Checking1 |
Propel Relationship Checking |
|---|---|---|---|---|
| Minimum to Open | $25 | $100 | $100 | $100 |
| Minimum Balance Required | None | $100 | $500 | None |
| Interest Earned2 | None | None | Interest with $1,000 average balance |
Interest with $2,500 average balance |
| Monthly Maintenance Charge | $0 | $0 | $10 | $8 – or – $0 while maintaining $10,000 in combined account balances |
| Free Online Banking and Bill Pay | • | • | • | • |
| Free ATM/Debit Card3 | • | • | • | • |
| Unlimited Check Writing | • | • | • | • |
| Monthly Statements | Electronic Statements Required; Paper Statements $2.00/month |
• | • | • |
| Free Official Checks | • | • | ||
| Free Checks4 | • | |||
| Preferred Rates on Consumer Loans | • | |||
| Free ATM Usage | Unlimited | |||
| Free Value Checking Account | • | |||
| Withdrawal from Any One CD Without Penalty | Up to $2,500 |
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1For customers 55 or older, monthly maintenance charges and minimum balance requirements are waived for this account.
2Interest varies and is subject to change.
3Must apply and qualify for MasterCard Debit Cards.
4Free checks are limited to basic Andover State Bank checks.