Andover Chamber of Commerce 2025 Business of the Year
Andover Chamber of Commerce 2025 Business of the Year

Checking Accounts

Compare the perks.

Product
Features
FreeCheckingCash BackCheckingInterestCheckingPremierRelationship Checking
Minimum to open$25$25$100$100
Minimum balance requiredNoneNone$500None
Interest earned1NoneNoneInterest with $1,000 average balanceInterest with $2,500 average balance
Monthly maintenance charge$0$0$10*$8* (or $0 while maintaining $10,000 in combined account balances)
Free online banking and bill pay
Free ATM/debit card
Unlimited check writing
Monthly statementsElectronic statements required; paper statements $2/monthElectronic statements required; paper statements $2/month
Free official checks
Free checks2
Preferred rates on consumer loans
Free ATM usageUnlimited
Free value checking account
Withdrawal from any one CD without penaltyUp to $2,500
  • *Charge applies if balance falls below minimum monthly requirement.
  • 1 Interest varies and is subject to change.
  • 2 Free checks are limited to basic Andover State Bank checks.

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